What does '100% match up to 6%' mean?

It means your employer contributes a dollar for every dollar you contribute, up to a maximum of 6% of your salary. Contributing less than 6% leaves some of that match unclaimed.

Is employer match counted toward the IRS contribution limit?

Employer match counts toward the total combined 401(k) contribution limit (employee + employer), which is higher than the employee-only elective deferral limit.

401(k) Employer Match Calculator

Estimate the dollar amount of employer matching contributions you'll receive based on your salary, contribution percentage, and your employer's match formula. Maximizing your match captures free money toward retirement.

Inputs

Results

Annual Employer Match: $4,800.00
Your Annual Contribution: $4,800.00
Total Annual Contribution: $9,600.00

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Formula

Employer Match = Salary × min(Your %, Match Limit %) × Match Rate %

Learn How This Works

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